Loan Officer 

(Female, Age 27) from Oswego, NY

This is a REAL-LIFE job profile written by a Female aged 27 who works as a Loan Officer in Oswego, NY. We have removed all names and personal information in order to protect privacy. This professional kindly spent a bit of their time to complete one of our job profile surveys so that prospective job seekers like you could read their insights. Please excuse any punctuation or grammatical errors in this profile.

At a Glance

Current Job

Basic data on your current job

Job Title Loan Officer
Salary $26,000
Other Compensation None Set
Hours/Week 40
Company Size (not answered)
Location Oswego, NY
Years Experience 6 months

Career Ratings

Opinions on your CAREER overall (i.e. not just your current job)

Years in Career 0
Education (not answered)
Income Rating 0 / 10
Interest Rating 0 / 10
Work-Life Rating 0 / 10
Fulfilment Rating 0 / 10

Current job Q&A

Describe the type of organization you work for.
Small credit union of less than 15 employees

Describe your job role and responsibilities.
take in, evaluate, approve and disburse loans

Please list an additional benefits (beyond compensation) that you receive.

Do you feel you are under/over or well/fairly compensated at your current position?

Does your job entail you working with others on a daily basis? Is this something you like/dislike about your job? Please explain.
I work with others every day of my job. Not only do I interact with others in my office, but with the customers that come into the office to do their banking.

Do you work collaboratively with supervisors/managers?

Do you work collaboratively with your co-workers?

Describe your work location (e.g., office, home, theatre, in the field) and what you like/dislike about working in it.
I work in a small office. I like it because it is new and high tech. It is quite an improvement from our last one.

Please rate each of the following aspects of your current job on a scale of 1-10 (10 being the highest/best):
Income: 1
Benefits: 4
Hours: 5
Co-Workers: 2
Supervisors: 3
Job Title: 8
Level of Responsibility: 7
The Actual Work: 6

A day in the life of…

Please describe a typical workday for you in your current job:

5am to 6am
6am to 7am
7am to 8am n/a
8am to 9am go to work, do electronic postings, open credit union, wait on members
9am to 10am phone calls, wait on members process loans, handle collection accounts
10am to 11am phone calls, wait on members process loans, handle collection accounts
11am to 12pm phone calls, wait on members process loans, handle collection accounts
12pm to 1pm lunch
1pm to 2pm phone calls, wait on members process loans, handle collection accounts
2pm to 3pm phone calls, wait on members process loans, handle collection accounts
3pm to 4pm phone calls, wait on members process loans, handle collection accounts
4pm to 5pm n/a
5pm to 6pm n/a
6pm to 7pm n/a
7pm to 8pm n/a
8pm to 9pm n/a
9pm to 10pm n/a
10pm to 11pm n/a
11pm to 12am n/a

Table of Contents

How you got your job

How did you get your current job?
Referred by family member

What was the application process?
submitted application and resume, interview

Did you have to interview for your current job? If yes, what did the interview process entail?
No I did not have to interview for my current position. I was offered the job as I already worked there

If you can remember, what questions were you asked during the interview?
I can’t remember that far back

Do you feel your employer properly prepared you for your job? Explain.
Yes and no. Yes because I can do the things required, and no because there is no formal training and no guidelines.

Was there training for your current position? If yes, what did it entail?
There was on the job training. I learned all of how to do my job little by little. I gained experience by doing loans while at work.

Do you feel your educational background prepared you for your job? Explain.
No. Because I had this job prior to my degree and most of my classes don’t translate to this job.

If applicable, do you feel your internship experience helped you prepare for your job?
I had no internship

If someone wanted to go about getting a job similar to yours, what would you recommend for him or her to do?
I would recommend researching credit analysis and perhaps taking some accounting classes from a college.

What skills do you think a person should have if they want to pursue a position like yours?
Great personal skills, being very organized and being able to look at things with an unbiased and unemotinal opinion

Do you feel that you need a certain level of education or training to be successful in your job?

What advice would you give to someone who was about to start work in your position/ line of work?
start out small and work your way up

Long-term career plans

Is your current employment part of your overall career plan? Why or why not?
Sort of. It is in the business field, just not accounting.

What are your current career goals?
I would like to manage the credit union one day

Is there anything else you would like to share about your career?

Prior work history

Please list your most recent jobs prior to this current job:

Title Length Salary Description
Prior Job 1 member service rep 4.5 years 16000 waited on members
Prior Job 2

Educational background

Please list your educational background:

High School GPA:3.1

GPA School Degree
College (Undergraduate)
or Technical/Vocational
3.54 SUNY-Oswego Accounting
Graduate or Professional
(Masters or Doctorate)

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