Loan Officer
(Female, Age 27) from Oswego, NY
This is a REAL-LIFE job profile written by a Female aged 27 who works as a Loan Officer in Oswego, NY. We have removed all names and personal information in order to protect privacy. This professional kindly spent a bit of their time to complete one of our job profile surveys so that prospective job seekers like you could read their insights. Please excuse any punctuation or grammatical errors in this profile.
At a Glance
Current Job
Basic data on your current job
| Job Title | Loan Officer |
|---|---|
| Salary | $26,000 |
| Other Compensation | None Set |
| Hours/Week | 40 |
| Company Size | (not answered) |
| Location | Oswego, NY |
| Years Experience | 6 months |
Career Ratings
Opinions on your CAREER overall (i.e. not just your current job)
| Years in Career | 0 |
|---|---|
| Education | (not answered) |
| Income Rating | 0 / 10 |
| Interest Rating | 0 / 10 |
| Work-Life Rating | 0 / 10 |
| Fulfilment Rating | 0 / 10 |
Current job Q&A
Describe the type of organization you work for.
Small credit union of less than 15 employees
Describe your job role and responsibilities.
take in, evaluate, approve and disburse loans
Please list an additional benefits (beyond compensation) that you receive.
Do you feel you are under/over or well/fairly compensated at your current position?
under
Does your job entail you working with others on a daily basis? Is this something you like/dislike about your job? Please explain.
I work with others every day of my job. Not only do I interact with others in my office, but with the customers that come into the office to do their banking.
Do you work collaboratively with supervisors/managers?
Yes
Do you work collaboratively with your co-workers?
Yes
Describe your work location (e.g., office, home, theatre, in the field) and what you like/dislike about working in it.
I work in a small office. I like it because it is new and high tech. It is quite an improvement from our last one.
Please rate each of the following aspects of your current job on a scale of 1-10 (10 being the highest/best):
Income: 1
Benefits: 4
Hours: 5
Co-Workers: 2
Supervisors: 3
Job Title: 8
Level of Responsibility: 7
The Actual Work: 6
A day in the life of…
Please describe a typical workday for you in your current job:
| 5am to 6am | |
| 6am to 7am | |
| 7am to 8am | n/a |
| 8am to 9am | go to work, do electronic postings, open credit union, wait on members |
| 9am to 10am | phone calls, wait on members process loans, handle collection accounts |
| 10am to 11am | phone calls, wait on members process loans, handle collection accounts |
| 11am to 12pm | phone calls, wait on members process loans, handle collection accounts |
| 12pm to 1pm | lunch |
| 1pm to 2pm | phone calls, wait on members process loans, handle collection accounts |
| 2pm to 3pm | phone calls, wait on members process loans, handle collection accounts |
| 3pm to 4pm | phone calls, wait on members process loans, handle collection accounts |
| 4pm to 5pm | n/a |
| 5pm to 6pm | n/a |
| 6pm to 7pm | n/a |
| 7pm to 8pm | n/a |
| 8pm to 9pm | n/a |
| 9pm to 10pm | n/a |
| 10pm to 11pm | n/a |
| 11pm to 12am | n/a |
Table of Contents
How you got your job
How did you get your current job?
Referred by family member
What was the application process?
submitted application and resume, interview
Did you have to interview for your current job? If yes, what did the interview process entail?
No I did not have to interview for my current position. I was offered the job as I already worked there
If you can remember, what questions were you asked during the interview?
I can’t remember that far back
Do you feel your employer properly prepared you for your job? Explain.
Yes and no. Yes because I can do the things required, and no because there is no formal training and no guidelines.
Was there training for your current position? If yes, what did it entail?
There was on the job training. I learned all of how to do my job little by little. I gained experience by doing loans while at work.
Do you feel your educational background prepared you for your job? Explain.
No. Because I had this job prior to my degree and most of my classes don’t translate to this job.
If applicable, do you feel your internship experience helped you prepare for your job?
I had no internship
If someone wanted to go about getting a job similar to yours, what would you recommend for him or her to do?
I would recommend researching credit analysis and perhaps taking some accounting classes from a college.
What skills do you think a person should have if they want to pursue a position like yours?
Great personal skills, being very organized and being able to look at things with an unbiased and unemotinal opinion
Do you feel that you need a certain level of education or training to be successful in your job?
no
What advice would you give to someone who was about to start work in your position/ line of work?
start out small and work your way up
Long-term career plans
Is your current employment part of your overall career plan? Why or why not?
Sort of. It is in the business field, just not accounting.
What are your current career goals?
I would like to manage the credit union one day
Is there anything else you would like to share about your career?
no
Prior work history
Please list your most recent jobs prior to this current job:
| Title | Length | Salary | Description | |
| Prior Job 1 | member service rep | 4.5 years | 16000 | waited on members |
| Prior Job 2 |
Educational background
Please list your educational background:
High School GPA:3.1
| GPA | School | Degree | |
| College (Undergraduate) or Technical/Vocational |
3.54 | SUNY-Oswego | Accounting |
| Graduate or Professional (Masters or Doctorate) |
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