1. Employment Profile: What exactly does a Credit Analyst do? |
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What field is your job in?
Banking
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What is your job title?
Credit Analyst
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Please provide a brief description of the firm or organization that you currently work for
(size and general description of what type of organization it is)
I work for a commercial bank with roughly 1200 employees.. We engage in all types of lending and other statndard banking products like checking and savings accounts.
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How long have you been employed in this position?
9 months
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How many hours do you work a week on average?
45
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Please provide a BRIEF description of your duties and responsibilities. (job description)
Provide analysis for customers to determine their eligibility to meet our lending guidlines.
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What was your gross income last year? Please include any bonuses or incentives received.
50000
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What is your expected gross income for this year? Please include any bonuses or incentives you expect to receive.
55000
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Please
list any benefits you have (Please include number of weeks vacation,
sick leave and type of health insurance, retirement plan 401k)
Medical, Dental, 401k
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Do you feel you are under/well/over compensated at your current position?
Well
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2. Work environment! |
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Does
your job entail you working with others on a daily basis? Is this
something you like/dislike about your job? Explain
Yes, I deal with coworkers and customers daily. I like this about my job as it keeps it fresh and entertaining.
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Do you work collaboratively with supervisors/managers?
Yes
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Do you work collaboratively with your co-workers?
Yes
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Describe
your work location (e.g., office, home, theatre, in the field) and what
you like/dislike about working in it
I work in a cubicle in a high rise bulding. I like the ability to work closely with others and I live close to work so that is an added bonus.
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Please rank in order of importance from 1-8 (1- most important 8- least important) Assign each number once.
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8 Income
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7 Work Environment - co-workers
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6 Work Environment - supervisors
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5 Benefits
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3 Hours
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4 Level of responsibility
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2 The actual "work" you do at your job
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1 Job Title
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3. How should someone new to the workforce get a J-O-B like yours? |
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If someone wanted to go about getting a job similar to yours, what would you recommend for him or her to do?
Try to gain as much experience as possible and graduate with a degree in business.
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What
skills do you think a person should have if they want to pursue a
position like yours? Please be specific and explain why (e.g., social
skills, organization skills, technical skills)
Strong in math and communication. Be able to think quickly and deal with customers. Be strong in computers, specifically Excel.
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Do you feel that you need a certain level of education or training to be successful in your job?
Yes, college degree is neccessary.
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What advice would you give to someone who was about to start work in your position/ line of work?
Work hard and try to learn as much as you can.
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